As this all sounds nice and fun, putting more effort into medical procedures is gonna do more harm than good. As it stands right now, medical casuals couldnt pull a man from the brink of death even if their own life depended on it, and you want to add more complex mechanics to a place where people barely understand whats up and down?
Bodies would effectively pile up or get tossed in the morgue because usually when medical turns into a "Revolving door" cloning facility, the people playing there are usually too swamped to deal with anything else, especially an extra clone, double surgery and wakeup calls for the newly created Frankenstein's monster.
If you ask me, people should put more effort into their characters and their survival. Put on a DNC, act more in accordance to your environment or hostile situations. Appreciate your spessman life more and fight for said life instead of just "lol lets rush teh gunman becuz we have cloning".
Or we could remove cloning.